Vision insurance is a form of insurance that offers coverage for the costs associated with services rendered by eye care professionals such as ophthalmologists and optometrists.. The typical vision insurance plan provides coverage for yearly eye examinations and partial or full coverage eyeglasses, sunglasses, and contact lenses, with or without copays, depending on the plan.
To evaluate vision benefits packages and vision discount plans, first estimate your present and future eye care needs and answer the following questions:
- Which vision plan provides services and products that best meet my needs?
- Which vision plan saves me the most money?
- Is my plan, or the plan I’m considering a vision service plan or a discount plan?