Filing Information

Filing Requirements

All Property and Casualty filings must be submitted using the System for Electronic Rate and Form Filing (SERFF), and the Electronic Funds Transfer (EFT) function within SERFF when submitting the filing fee. Filing instructions are available within SERFF or in Bulletin 10-010 (5.1. Bulletins/10-010.pdf). See Filings Required by Line of Insurance (link to anchor: #filing_requirements) to determine if rates or forms require filing for a specific type of insurance. For deemer requirements, applicable to personal rate-change filings, please refer to Deemer Provision (7.1. PC/docs/DeemerProvision.pdf).

Filing Fees:

Paper Filings:

Insurers are required to submit all rate/rule and form filings applicable to Property and Casualty lines of insurance using SERFF (http://www.serff.com). However, on a limited basis, paper filings may be submitted for:

·    Title and escrow rates and forms,

·    Service contract forms,

·    Motor club forms, and

·    Premium finance rates and forms.

Paper filings must include:

·      The Property & Casualty Transmittal Document (7.1. PC/docs/transmittalDoc_intelligent.pdf) (instructions available) (7.1. PC/docs/transmittal_instructions.pdf).

·    A check for the filing fee payable to the State of Nevada Division of Insurance

·    One original copy of the filing.

·    A duplicate copy of the filing or cover letter for return to the company as proof of filing.

·    A stamped, self-addressed envelope large enough to hold the return documents.

Review Standards Checklist:

The Review Standards Checklist (7.1. PC/docs/ReviewStandardsChecklist.pdf)

provides Nevada's statutory and regulatory rate and form requirements both generally and by lines of insurance. This includes state-specific requirements, such as cancellation and nonrenewal provisions, along with statutory and regulatory cites.

(#filing_requirements) Required Filing at a Glance