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Filing Information

Filing Requirements

All Property and Casualty filings must be submitted using the System for Electronic Rate and Form Filing (SERFF), and the Electronic Funds Transfer (EFT) function within SERFF when submitting the filing fee. Filing instructions are available within SERFF or in Bulletin 10-010. See Filings Required by Line of Insurance to determine if rates or forms require filing for a specific type of insurance. For deemer requirements, applicable to personal rate-change filings, please refer to Deemer Provision.

Filing Fees:

Filing Type

Fee

Policy or coverage forms

$25 per form

Endorsements, declaration pages, applications, etc.

$10 per form

Rates/Rules

$25 per filing

Adoption/non-adoption/delayed adoption of a Rate Service Organization filing

Rate/Rule: $25

Forms: $10

Withdrawal of rates and forms

$10 per filing

For group filings, additional fees are required as follows:

 

IF the lead company fee is $10:

$10 for each additional company

IF the lead company fee is $20:

$20 for each additional company

IF the lead company fee is $25:

$25 for each additional company

New program: rates/rules/forms

$25 per company 

Paper Filings:

Insurers are required to submit all rate/rule and form filings applicable to Property and Casualty lines of insurance using SERFF (http://www.serff.com). However, on a limited basis, paper filings may be submitted for:

  • Title and escrow rates and forms,
  • Service contract forms,
  • Motor club forms, and
  • Premium finance rates and forms.

Paper filings must include:

  • The Property & Casualty Transmittal Document (instructions available).
  • A check for the filing fee payable to the State of Nevada Division of Insurance.
  • One original copy of the filing.
  • A duplicate copy of the filing or cover letter for return to the company as proof of filing.
  • A stamped, self-addressed envelope large enough to hold the return documents.

Review Standards Checklist:

The Review Standards Checklist provides Nevada's statutory and regulatory rate and form requirements both generally and by lines of insurance. This includes state-specific requirements, such as cancellation and nonrenewal provisions, along with statutory and regulatory cites.

Required Filing at a Glance 

Type of Insurance (TOI)

Rate Filing?

Form Filing?

Commercial Auto

No

Yes

Personal Auto

Yes

Yes

Casualty

 

 

Liability (Commercial)

No

Yes

Liability (Personal)

Yes

Yes

Medical Malpractice

Yes

Yes

Marine

 

 

Commercial Inland Marine

No

Yes

Ocean Marine

No

No

Personal Inland Marine

Yes

Yes

Property

 

 

Boiler and Machinery

No

Yes

Commercial Property

No

Yes

Credit - Commercial Property

No

Yes

Credit - Personal Property

Yes

Yes

Crop

No

Yes

Commercial Flood

No

Yes

Personal Flood

Yes

Yes

Personal Property

Yes

Yes

Miscellaneous

 

 

Burglary and Theft

No

Yes

Home Protection

Yes

Yes

Mortgage Guaranty

No

Yes

Motor Clubs

No

Yes

Premium Finance

Yes

Yes

Surety/Fidelity

No

No

Title

Yes

Yes

Workers' Compensation

Yes

Yes

Multiple Peril

 

 

Aircraft

No

No

Commercial Multiple Peril

No

Yes

Farmowners (Commercial Portion)

No

Yes

Farmowners (Personal Portion)

Yes

Yes

Homeowners

Yes

Yes