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Remember to always verify with the Nevada Division of Insurance that the person or company you are working with is licensed, certified or authorized to conduct business in this state. You can do this here or you can contact the Division in Northern Nevada at (775) 687-0700 and in Southern Nevada at (702) 486-4009.
What is Health Care Reform?
On March 23, 2010, President Obama signed the Affordable Care Act (ACA) also known as health care reform into law. The law puts in place a significant number of health insurance reforms that have rolled out over the last three years. Some of the final and most notable changes of the law will take effect on January 1, 2014.
One way to characterize the impact of the ACA is to say that it will make insurance more accessible to you. There are a number of provisions throughout the law that help you afford coverage, as well as guarantee you access to insurance with a minimum level of benefits.
Health Care Reform and your Business
Regardless of the size of your business, it is likely that some of these new laws and regulations will affect your business in some way. We have information to help you navigate these challenges and opportunities so that you can make the best decisions for your business as the health insurance landscape unfolds in 2014.
The Nevada Division of Insurance
What We Do
The Insurance Division is charged with protecting the rights of the consumer and the public’s interest in dealing with the insurance industry and is responsible for regulating the insurance industry. It sets ethical and financial standards for insurance companies and review rates. The division responds to and assists consumers. It reviews insurance policies to ensure compliance with Nevada insurance laws and regulations. The division licenses insurance companies, insurance agents and producers. It makes sure insurance companies are solvent and have the ability to pay claims. It also makes sure companies follow through on the promises made to consumers through insurance policies. The division also reviews programs operated by self-insured employers for worker’s compensation.
Title Insurance - You Have a Choice
Whether you are purchasing a new home or refinancing your current home, you will likely have to purchase title insurance. Use the Division's Title Insurance Rate Comparison Tool to view and compare custom title insurance and escrow rates.
- Nevada Division of Insurance and NAIC Announce Educational Initiative in Support of State-Based Insurance Regulation
The Nevada Division of Insurance, in partnership with the National Association of Insurance Commissioners (NAIC), launched ‘Protecting the Future,’ an educational initiative about the indispensable role state-based insurance regulation plays in strengthening the U.S. economy this month.
- Nevada Division of Insurance Informs Consumers about Insurance Issues Surrounding Ride-Sharing Technology Companies
- As ride-sharing technology services gain popularity across the country, the Nevada Division of Insurance is informing Nevada consumers that such for-profit ride-sharing arrangements can put them at risk of being uninsured.