Associate Adjuster 

License Required

A person must hold an Associate Adjuster license if the individual:

Is employed by and under the direct supervision of an adjuster; and

Assists in the investigation and settlement of insurance losses on behalf of the employer.

A licensee may hold only one type of adjuster license in Nevada.

This license type is available only for individuals.

A nonresident whose home state does not issue the license type or line of authority sought may designate another state as his or her home state (“Designated Home State” or DHS) and comply with that state’s requirements.  If the individual designates Nevada, the individual must comply with the same requirements as a Nevada resident, as described on this page.

License Type and Available Lines of Authority

The license type is:     Associate Adjuster

There is no line of authority for this license type.  The Associate Adjuster must only do business as supervised by the employing adjuster.

License Term and Renewal Period

An Associate Adjuster license is issued for a three (3) year term.

The license is renewable at the end of the month on the third anniversary of the issuance of the license.

If the license of the employing adjuster is terminated, the Associate Adjuster license will also be terminated.

An Associate Adjuster has 30 days in which to be appointed to another employing adjuster.  The Associate must submit all applicable fees.

To qualify for an Associate Adjuster license:

If a resident of Nevada and a natural person, an individual must:

Be 18 years of age or older.

Be eligible to declare Nevada as his or her home state.

Be an employee of an Independent or Public Adjuster.

Be competent, trustworthy, financially responsible and of good reputation.

Never have been convicted of:



Obtaining money under false pretenses,


Extortion, or

Conspiracy to commit fraud.

Not have committed any act that would be a cause for denial of a license under Nevada law.

Have taken and submitted a set of fingerprints for a criminal history background check.  Note that the criminal history report is valid for only six (6) months.  Digital Finger printing is available through Pearson VUE.

Not be licensed in Nevada as a Producer with the lines of authority of property, casualty, or surety.

Not be licensed in Nevada as a Surplus Lines Broker.

If not a Nevada resident:

Be licensed and in good standing in his or her home state as an Associate Adjuster (as defined above); or

Be eligible to declare Nevada as his or her home state and comply with all requirements as though the individual were a resident.


All fees paid to the Nevada Division of Insurance are nonrefundable.

Initial Application total:  $185

This fee consists of the $60 Administration and Enforcement fee and the $125 licensing fee.

Triennial Renewal total:  $185

This fee consists of the $60 Administration and Enforcement fee and the $125 licensing fee.

Appointment fee:            $15

Payments may be made by check, money order, or Electronic Funds Transfer (EFT).  Please make checks and money orders payable to the Nevada Division of Insurance.  Please contact the Accounting Section at ifn@doi.nv.gov to request the required EFT form.

How to Apply for a License

An applicant for a license as an Associate Adjuster must:

Electronically apply through Sircon or NIPR;

Remit all applicable fees; and

Upload with the application all supporting documentation.  An applicant must upload documents for any application background question for which the answer is “Yes.”

Resident individuals must:

Be fingerprinted for a criminal history background report.  Digital fingerprinting is available through the exam vendor, Pearson VUE;

Upload with the application the receipt showing date and location fingerprinted;

Upload with the application the Nevada Fingerprint Waiver Form;

How to Print your License

Once the license has been issued or renewed, the licensing information will be available on the Division’s website under Verify a License.  First ensure that the license has been issued, and then print your license through ProducerEDGE.  ProducerEDGE allows 30 days to print the license for free.

Individuals may sign up for ProducerEDGE through Sircon.  Service charges may apply.

License printing is not available through NIPR.

How to Renew the License

Electronically submit the renewal application and fees through Sircon or NIPR.

Pay the total renewal fee.

Failure to Timely Renew

There is no grace period to pay the renewal fee.

If the renewal requirements are not met:

The license will expire at midnight on the last day of the month in which it is renewable. 

Acting without a license is a violation of Nevada law and may subject the licensee to a monetary penalty and/or criminal charges.

License Reinstatement

An individual who fails to timely renew may submit a renewal application up to 30 days past the license expiration.

The individual must submit:

The monetary late penalty, in addition to the license renewal fee.

After 30 days from the expiration date noted on the license, the licensee will be required to reapply and must complete all requirements for issuance of a new license.

Record Retention

Each licensed adjuster must:

Keep a record of transactions under the license, including:

A copy of all investigations or adjustments.

A copy of each contract between the adjuster and an insurer.

A statement of any fee, commission or other compensation for each investigation or adjustment.

Maintain records of investigations and adjustments for three (3) years from the date the claim is closed, or longer, if required by the contract with the insurer.

Reporting of Actions

Each licensed adjuster must report to the Commissioner any:

Administrative action taken by another jurisdiction or another governmental agency.

Report must be submitted within 30 days after the final disposition of the matter.

Report must include a copy of the complaint, the order issued and any other relevant legal documents.

Criminal prosecution in any jurisdiction.

Report must be submitted within 30 days after the initial pretrial hearing.

Report must include a copy of the complaint filed, the order as a result of the pretrial hearing, and other relevant legal documents.

Reports must be submitted through the NIPR Attachment Warehouse.  Follow the instructions on the NIPR web pages regarding reporting of actions.

Prohibition on Interest in Auto Body Repair Business

A person who is in the business of repairing auto bodies may not be licensed as an adjuster or hold a controlling interest in a business entity that adjusts claims.

Adjuster Code of Ethics

Each adjuster must follow the Adjuster Code of Ethics.

An adjuster shall be honest and fair in all communications with the insured, the insurer and the public.

An adjuster shall give policyholders and claimants prompt, knowledgeable service and courteous, fair and objective treatment at all times.

An adjuster shall not give legal advice and shall not deal directly with any policyholder or claimant who is represented by legal counsel without the consent of the legal counsel involved.

An adjuster shall comply with all local, state and federal privacy and information security laws, when applicable.

An adjuster shall identify himself or herself as an adjuster and, if applicable, identify his or her employer when dealing with a policyholder or claimant.

An adjuster shall not have any financial interest in any adjustment or acquire for himself or herself or any person any interest or title in salvage without first receive in written authority from the principal.

Legal Authority

Associate Adjusters are regulated under the provisions of chapter 684A of the Nevada Revised Statutes (NRS) and chapter 684A of the Nevada Administrative Code (NAC).