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Filing Requirements

Life and Health filing requirements are outlined in the SERFF general instructions.

Additional Requirements include:

Procedure and Filing Guidance for Approval of Variable Text

Discretionary Group filings – All applicable requirements in the SERFF general instructions plus:

  1. Form LH 100 (Discretionary and Non-Employer Groups)
  2. Copy of Trust Agreement

Preferred Provider Organization in conjunction with health insurance – All requirements contained in the SERFF general instructions plus:

  1. List of providers used in connection with form(s)

Rate Increases – All requirements contained in the SERFF general instructions plus:

  1. Clearly indicate in cover letter amount of increase applied for
  2. Actuarial memorandum describing policy
  3. Loss ratio history