Life and Health
In Nevada, we have a healthy and competitive insurance marketplace, offering choices to consumers and making our state a great place for insurance companies to do business. As a Division, we strive to offer consistent and predictable regulation while working efficiently with our stakeholders so that insurance is available and accessible for the people we serve.
Life and Health filing requirements are outlined in bulletin 06-009. The Uniform Life, Accident and Health, Annuity, Credit Transmittal Document must be completed and submitted.
Additional requirements include:
Procedure and Filing Guidance for Approval of Variable Text
Life, Accident & Health, Annuity, Credit Transmittal Document (Revised 1/1/06)
Corresponding Uniform Life, Accident & Health, Annuity and Credit Coding Matrix
Discretionary Group filings - All requirements in Bulletin 06-009 plus:
1. Form LH 100 (Discretionary and Non-Employer Groups)
2. Copy of Trust Agreement
Preferred Provider Organization in conjunction with health insurance - All requirements in Bulletin
06-009 plus:
1. List of providers used in connection with form(s)
Rate Increases - All requirements in Bulletin 06-009 plus:
1. Clearly indicate in cover letter amount of increase applied for
2. Actuarial memorandum describing policy
3. Loss ratio history