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Consolidated Insurance Programs

Nevada recognizes the value that a Consolidated Insurance Program (CIP) provides in today’s construction market. A CIP, or a wrap-up program, ensures a "master" insurance program is provided for all qualified parties for the duration of the project term. Although a CIP may include general liability, excess liability, builder’s risk and/or workers’ compensation, the Division only regulates the workers’ compensation portion of the insurance program, subject to NRS 616B.710 to 616B.737 inclusive. There are a number of admitted Nevada insurance carriers that write such coverage.

In order to qualify for a CIP, an application must be submitted to the Division for approval, before the project begins. An application may be submitted for either an Owner-Controlled Insurance Program (OCIP) or a Contractor-Controlled Insurance Program (CCIP).

Pursuant to NRS 616B.710, the estimated total cost of a CIP project must be equal to or greater than the threshold amount established by the Commissioner. The Legislature set the initial minimum estimated total cost of a CIP project at $150 million. On June 30th of each year, the Commissioner is required to adjust the minimum threshold amount to reflect the present value of that amount with respect to the construction cost index. A bulletin is issued annually to ensure compliance with this statutory requirement.

CIP Resources

Consolidated Insurance Programs: Bulletin 14-006

Consolidated Insurance Programs: Bulletin 12-004

Consolidated Insurance Program Application Review Worksheet

Consolidated Insurance Programs: Bulletin 11-003

Consolidated Insurance Programs: Bulletin 10-007

Consolidated Insurance Programs: Bulletin 09-006

Minimum Threshold for Consolidation Insurance Programs: Bulletin 08-009

Consolidated Insurance Programs: Bulletin 07-005

Minimum Threshold for Consolidation Insurance Programs: Bulletin 06-005

Minimum Threshold for Consolidation Insurance Program: Bulletin 05-003

Minimum Threshold for Consolidation Insurance Programs: Bulletin 04-003

Minimum Threshold for Consolidation Insurance Programs: Bulletin 03-004

Minimum Threshold for Consolidation Insurance Programs: Bulletin 02-008