Frequently Asked Questions

I am forming a small business in Nevada.  Am I required to have Workers’ Compensation insurance?

Please contact the Division of Industrial Relations Workers’ Compensation or email wcshelp@business.nv.gov

Our business is moving to Nevada.  How does a company obtain workers’ compensation insurance in Nevada?

Nevada is not a monopolistic state; workers’ compensation coverage may be obtained by:

  • Contacting an agent or broker regarding a policy
  • Contacting a self-insured group
  • Becoming a self-insured employer
  • Contacting the high-risk pool

I can’t get workers’ compensation insurance; does Nevada have a high-risk pool?

Nevada has two “pools” in place for mandatory coverage, the Western Association Automobile Insurance Plan for required automobile liability insurance and the NCCI Assigned Risk pool for mandatory workers’ compensation coverage.  Any producer that is authorized to write casualty coverage can apply for coverage through these plans. 

Who can help me with claims handling requirements?

For questions regarding the claims handling process, including the timely delivery of workers’ compensation benefits or employer claims requirements, please contact the Division of Industrial Relations

How can I verify WC coverage?

Can I obtain a list of insurers who write workers’ compensation in Nevada? 

Use the look-up tool Workers’ Compensation Insurers. Please note that the list generated by the look-up tool includes all insurers licensed to write worker’s compensation in Nevada; inclusion on the list does not mean that the insurer is currently writing workers’ compensation policies. 

Can I obtain a list of TPAs who administer workers' compensation in Nevada?

TPAs must hold specific qualifications in order to administer various types of insurance.  A TPA3-SF Employer/WC qualification allows a TPA to administer claims for a self-insured employer.  A TPA4-Workers’ Compensation qualification allows a TPA to administer policies on behalf of an insurer.  Use the TPA-Workers’ Comp Qualifications  lookup tool to select the qualification(s) and generate a list of TPAs.

NRS 616B.448(3) requires that the self-insured employer inform DOI and DIR about intended changes in its TPA in writing before changing TPAs. To Whom do I send this notification?  

Written notice may be sent via paper or email to the designated analyst (by employer name A-L or M-Z) in the Self-Insured Workers’ Comp section of the Division of Insurance.

What documentation is required after changes in an SIE’s security deposit?

The required documentation depends on the type of deposit. A change to a:

  • Certificate of Deposit requires an original hold funds letter and deposit receipt.
  • Letter of Credit requires the original LOC or original Amendment.
  • Bond requires the original rider for an existing bond or original bond for new bond. 

Who do I contact regarding rules, rates, forms or NCCI questions?

For inquiries regarding the review and approval of workers’ compensation policy rates, language, composition and format as well as collecting quarterly and annual financial statements from private workers’ comp insurers, please contact the Division’s Property and Casualty Section at pcinsinfo@doi.nv.gov.

Who can I speak to regarding workers’ compensation qualification codes?

Please contact Erin Summers in the Property and Casualty section at 775.687.0765.

How do I report workers’ compensation fraud?

Please contact the Attorney General’s Workers’ Compensation Fraud Unit