Contact: Yeraldin
Deavila, Public Information Officer
Phone: (775)
687-0772
E-mail: ydeavila@doi.nv.gov
FOR IMMEDIATE
RELEASE– October 29, 2015
Week 3 of the Fall Health Insurance Campaign: Open Enrollment: Who,
What, Where, Why
CARSON CITY – The 2016 Open Enrollment officially begins on Sunday,
November 1st through January 31, 2016. Open Enrollment is when
consumers who are interested in obtaining subsidies or tax credits to help pay
for health insurance can purchase a policy through Nevada Health Link. This is
the third enrollment period since the Affordable Care Act was implemented.
Last week, the Division provided
millennials with information on why they should consider purchasing a health
insurance policy. This week’s message is information on the open enrollment
process.
For 2016, there will be a total
of 18 carriers offering approximately 650 health insurance plans for individuals
and small employers on and off the Exchange. Of these 18 carriers, 4 of them
will offer individual health insurance plans on the Exchange with 65 plans to
choose from. Consumers can already view and compare all the health insurance
plans, rates, and documents at http://healthrates.doi.nv.gov/Wizard.aspx
There are several ways to
purchase a health insurance policy. Nevada Health Link, powered by
Healthcare,gov is the online marketplace for consumers to purchase a health
insurance policy. Nevada Health Link provides free assistance by licensed
enrollment professionals. Also, insurance agents within the state can assist
with enrolling consumers in a health insurance policy. Nevadans can also reach
out directly to an insurance carrier for help purchasing a health insurance
policy.
This year the Nevada Division of
Insurance partnered with Nevada Health Link to kick off the 2016 Open
Enrollment period. The Division’s life and health experts will be present
during the kick off events in Reno and Las Vegas along with navigators and
brokers to answer questions from consumers. The events will take place in the
following locations on Sunday, November 1st:
- Las
Vegas – 10 a.m. to 6 p.m.
College of
Southern Nevada-Charleston Campus, Building D
6375 W.
Charleston Blvd.
Las Vegas, NV
89146
Boys & Girls
Club
2680 E. 9th
St.
Reno, NV 89512
The Division encourages every
Nevadan to protect themselves and their family against a great financial burden
from a health issue. Dealing with
illness or injury is sufficient stress without adding a financial component
into the mix. Additionally, the penalty
for not having health insurance is increasing in 2016 to $695 for an individual
and $2,085 for a family or 2.5 percent of your household income, whichever is
greater.
About the Nevada Division of
Insurance
The State of Nevada Division of
Insurance, a Division of the Nevada Department of Business and Industry,
protects the rights of Nevada consumers and regulates Nevada’s $11.9 billion
insurance industry. The Division of Insurance has offices in Carson City and
Las Vegas. In 2014, the Division investigated more than 2,800 consumer
complaints and recovered nearly $4 million on behalf of consumers. For more
information about the Division of Insurance, visit DOI.NV.GOV or download the
Division’s smartphone app NDOI Connect today in the Apple App Store and Google
Play.
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