Educator Reference Library

The Basics

Auto

Nevada Consumer’s Guide to Auto Insurance Rates This guide describes auto insurance terms, the underwriting and rating processes, credit-based scoring, discounts, and types of coverage. It also includes rate comparisons from insurers for two sample vehicles and several policyholder situations.

Health

How to Buy Health Insurance Consumer Guide This short guide covers the importance of health insurance, what is covered, and choosing a plan appropriate to your life.  It also examines the costs and fees of typical plans.

Supplemental – HealthCare.gov provides information on
                             Health Insurance for College Students & New Grads.
Supplemental - www.medicare.gov
Lookup tool - Nevada Health Insurance Rates

Home and Property

The Guide to Home Insurance includes descriptions of typical coverages, optional coverages, factors affecting premiums, and shopping tips.	Nevada Consumer's Guide to Earthquake Insurance	Nevada Consumer's Guide to Flood Insurance

NAIC Home Inventory Checklist	Nevada Consumer's Guide to Title Insurance

Lookup tools - Home Insurance Policy Forms and Title Insurance Rates

Life

COMING SOON! Nevada Consumer’s Guide to Life Insurance- In addition to explanations of the types of life policies, this guide includes recommendations for purchasing policies and consumer protection.

Life Happens is a non-profit organization that provides consumer education, including coverage and purchasing information, calculators, and videos.