Educator Reference Library

The Basics

Under Construction




 Auto Guide

Nevada Consumer’s Guide to Auto Insurance Rates

This guide describes auto insurance terms, the underwriting and rating processes, credit-based scoring, discounts, and types of coverage. It also includes rate comparisons from insurers for two sample vehicles and several policyholder situations.




 Health Insurance Guide

How to Buy Health Insurance Consumer Guide

This short guide covers the importance of health insurance, what is covered, and choosing a plan appropriate to your life.  It also examines the costs and fees of typical plans.

Supplemental – Accredited Schools Online provides an article on
                             Health Insurance for College Students & New Grads.
Supplemental - www.medicare.gov
Lookup tool - Nevada Health Insurance Rates


Home and Property

  Home Graphic 
Earthquake Graphic Flood Graphic
The Guide to Home Insurance includes descriptions of typical coverages, optional coverages, factors affecting premiums, and shopping tips. 
Nevada Consumer's Guide to Earthquake Insurance  
Nevada Consumer's Guide to Flood Insurance 
Home Inventory Graphic Title Guide
NAIC Home Inventory Checklist
Nevada Consumer's Guide to Title Insurance 

Lookup tools - Home Insurance Policy Forms and Title Insurance Rates


COMING SOON!Nevada Consumer’s Guide to Life Insurance- In addition to explanations of the types of life policies, this guide includes recommendations for purchasing policies and consumer protection.

Life Happens is a non-profit organization that provides consumer education, including coverage and purchasing information, calculators, and videos.