Other Pet Risk Management Tools

Wellness Programs: Some veterinary offices offer their own wellness plans for items traditionally not covered by pet insurance, such as vaccinations and examinations.

Pet Pharmacies: Many pharmacies, like those at discount stores, carry pet prescriptions.

Veterinary Discount Plans: With this type of membership-based service, the member pays a monthly fee and then is entitled to reduced rates on pet services, medical procedures, prescriptions, and products from a specific group of veterinarians who also agree to participate in the plan.

Note: In the event of a catastrophic and costly pet illness or injury, a discount may be useful, but you will likely still be out of pocket for much more than if your pet is insured. Also, unlike pet insurance, veterinary discount plans are not regulated by law.