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Filing Requirements

Life and Health filing requirements are outlined in the SERFF general instructions.

ACA Plans Filing Guidance 

Please click on the below links for information on rate and form filings, plan certification and network adequacy. This information is also available under the tab labeled "ACA Plans" on the left menu.

Rate Filings

Form Filings and Plan Certification

Network Adequacy

Dental Plans Filing Guidance

2025 NV Dental Filing Guidance

Nevada SADP Enrollment and Experience Template

Nevada Guidance for Dental Plans

SADP Form Checklist

Dental Filing Rate Checklist

Additional Requirements include:

Procedure and Filing Guidance for Approval of Variable Text

Discretionary Group filings – All applicable requirements in the SERFF general instructions plus:

  1. Form LH 100 (Discretionary and Non-Employer Groups)
  2. Copy of Trust Agreement

Preferred Provider Organization in conjunction with health insurance – All requirements contained in the SERFF general instructions plus:

  1. List of providers used in connection with form(s)

Charitable Gift Annuities

Please send all Charitable Gift Annuity applications by email to Product Compliance (productcompliance@doi.nv.gov). Mailed applications will not be accepted.

To satisfy the requirements regarding Charitable Gift Annuities, please see NRS 688A.281 through NRS 688A.285 at Charitable Gift Annuities Statutes 

Rate Increases – All requirements contained in the SERFF general instructions plus:

  1. Clearly indicate in cover letter amount of increase applied for
  2. Actuarial memorandum describing policy
  3. Loss ratio history

Short-Term Plan Checklist

2025 Short-Term Forms Checklist 
Short Term Disclosure Notice