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Property and Casualty

The Property and Casualty Section is responsible for the regulation of the property and casualty portion of the insurance industry in Nevada, including workers’ compensation insurance, and the regulation of title insurance, premium finance companies, motor clubs, service contracts, and the workers’ compensation portion of the Consolidated Insurance Programs.

Regulation R087-20

Regulation R087-20 protects consumers against premium increases due to deteriorations in consumer credit information that occurred since the start of the COVID-19 pandemic. The regulation prohibits adverse credit-based re-scoring of consumers based on any changes to consumer credit information between March 1, 2020, and the time period two years after the termination of the Declaration of Emergency for COVID-19 issued by the Governor on March 12, 2020. To enable prompt compliance with Regulation R087-20 and the issuance of refunds to any personal-lines consumers who may have already been surcharged, the Property and Casualty Section has issued the Guidance for Insurers and Answers to Frequently Asked Questions: Implementation of Prohibition on Adverse Credit-Based Re-Scoring and Consumer Refunds Pursuant to Regulation R087-20.

The text of Regulation R087-20 can be found here.


Other Sections and Divisions


For inquiries regarding the certification and regulation of self-insured employers and associations of self-insured employers, please contact the Division’s Self-Insured Section.

For questions regarding the claims-handling process, including the timely delivery of workers’ compensation benefits, please contact the Division of Industrial Relations.

To report workers’ compensation fraud or to report other possible frauds being committed against an insurance company, please contact the state Attorney General’s office.


NV LIVE: Insurance Verification Program


Nevada LIVE (Liability Insurance Validated Electronically) is the Nevada Department of Motor Vehicles’ web-based, real-time insurance verification program implemented in March 2011. Visit the Nevada LIVE web site to keep up-to-date on the continuing enhancements to this project. The Division of Insurance is working in concert with DMV and the insurance industry toward the success of this DMV program to get uninsured drivers off the road. 


Reports Regarding the Health of the Market for Medical Professional Liability Insurance

Report Pursuant to NRS 690B.360 Regarding the Health of the Market for Medical Professional Liability Insurance (2015) 

Report Pursuant to NRS 690B.360 Regarding the Health of the Market for Medical Professional Liability Insurance (2014)

Report Pursuant to NRS 690B.360 Regarding the Health of the Market for Medical Professional Liability Insurance (2013)

Report Pursuant to NRS 690B.360 Regarding the Health of the Market for Medical Professional Liability Insurance (2009-2012)


Annual Reports on Loss-Prevention and Control Programs of Medical Professional Liability Insurers

2015 Annual Report on Loss-Prevention and Control Programs of Medical Professional Liability Insurers

2014 Annual Report on Loss-Prevention and Control Programs of Medical Professional Liability Insurers

2013 Annual Report on Loss-Prevention and Control Programs of Medical Professional Liability Insurers

2012 Annual Report on Loss-Prevention and Control Programs of Medical Professional Liability Insurers