The Division encourages all Nevadans to take advantage of the new saving opportunities offered by the American Rescue Plan Act of 2021 (“ARPA”). The ARPA, enacted earlier this month, creates more opportunities for Nevadans to save on health insurance coverage.
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The Division is reminding consumers to be alert when driving to avoid wildlife collisions during the springtime when certain animals migrate in search of food after the winter months.
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State agencies and medical providers will be updating communities
statewide about how, where and when a COVID-19 vaccine will be available.
Medicaid, the Health Exchange, and DOI have provided the information below on
how each type of patient will be covered if getting the vaccine.
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For any questions about the coverages in the policy, or if help is needed with a problem regarding a claim following a fire or other loss of a home, contact the Division at cscc@doi.nv.gov or call (888) 872-3234.
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The Division of Insurance (“Division”) posted final approved health insurance rates on its website at healthrates.doi.nv.gov.
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Consumers who purchased health insurance coverage on their own through the individual health insurance market such as Nevada Health Link or have coverage sponsored by their employers on the small or large groups markets are able to obtain free testing for COVID-19.
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The Nevada Division of Insurance has received and
made public rate information from health insurance companies interested in
participating in the individual health insurance market for Plan Year 2021
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In the past few weeks, Nevada experienced significant wildfires ranging from the Poeville Fire in Washoe County to the Mahogany Fire in Mt. Charleston. With fires in mind, the Division reminds Nevadans to take action to protect their assets from disasters such as wildfires.
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There is good news for Nevada drivers as many will receive premium refunds for their auto insurance policies as a result of less claims being paid as Nevadans continue to “Stay Home for Nevada”.
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Due to COVID-19 and for everyone’s safety, Division's offices in Carson City and Las Vegas are closed to walk in traffic, however the Division is still serving consumers. Consumers, licensees, and the general public are encouraged to contact the Division for essential services via online, telephone and by email.
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With the growing concern about COVID-19 in Nevada, consumers may have
questions regarding their health insurance, which is why the Division of
Insurance (“Division”) has posted valuable information on its website about how
health insurance coverage is affected by COVID-19.
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Medicare Supplement plans C and F, also known as Medigap C and F, are no longer available to newly eligible consumers, as of January 1, 2020.
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Open Enrollment is coming to an end on Sunday, and some consumers may find themselves pressured to enroll in health insurance before the deadline, making it easy to fall for misleading marketing practices from entities mimicking health insurance, such as plans offered by health care sharing programs or ministries (“HCSM”).
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The Division of Insurance (‘Division”) has posted the approved 2020 health insurance rates for all plans in the Individual Health Insurance Market and encourages consumers to review this information.
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The Division was alerted by the California Department of Insurance of a national insurance scam targeting consumers shopping for privately funded loans, usually for real estate transactions.
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Consumers who shop for health insurance in the individual market, can now view new rate information for Plan Year 2020.
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With the amount of seismic activity recently, including two significant earthquakes in California that were also felt by residents in Las Vegas, the Division encourages consumers to be proactive and learn more about earthquake insurance.
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With the new rule, the DOL extended the eligibility for AHPs, with eligibility under the new rule known as Pathway II. AHPs eligible under the prior rule are known as Pathway I. Pathway II AHPs are the ones that are affected.
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Commissioner issued the following statement regarding the Department of Labor’s (“DOL”) decision to appeal but not to seek a stay of the order of the U.S. District Court for the District of Columbia in New York v. U.S. Department of Labor.
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Consumers are encouraged every year to act before disaster strikes and review their homeowner or renter’s insurance policies to determine if they need to purchase flood insurance coverage as homeowner or renters polices do not include coverage from flood damage.
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Insurance Commissioner Barbara Richardson issued the following statement regarding the recent findings of the U.S. District Court for the District of Columbia in New York v. U.S. Department of Labor, challenging the recent Association Health Plan (AHP) final rules issued in June 2018.
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Be on the lookout for a failed Multiple Employer Welfare Arrangement also known as (MEWA) sold to hundreds of employers nationwide as AEU Holdings LLC Employee Benefit Plan.
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There is good news for Nevada employers as most of them may see lower premiums as a result of decreases in workers’ compensation voluntary insurance loss-costs and assigned-risk market rates.
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Anthem plans purchased before March 23, 2010, also known as a Grandfathered plans will no longer be available after December 31, 2018. Consumers who were enrolled in such plans qualify for a Special Enrollment Period
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These entities are reaching out to consumers via robo calls and luring them through websites with misleading website names that appear similar to legitimate websites. This can be confusing for anyone not familiar with the legitimate webpages.
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The Council recommended
splitting Mental Health providers and having separate requirements for
Psychiatry, Psychology, and LCSW (Licensed Clinical Social Workers).
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For 2019 there are a total of 7 insurance companies offering plans on and off the Exchange in the individual market in Nevada. The approved average rate change in the individual market, both on and off Exchange, is 0.3%.
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The Division has received fully-insured
Association Health Plan (AHP) filings for the Reno Sparks Northern Nevada’s Chamber
of Commerce and the Las Vegas Metro Chamber of Commerce.
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After the Department of Labor issued the final rule on Association Health Plans in June, the Nevada Division of Insurance has received the first fully-insured Association Health Plan (AHP) filing for the Henderson, Boulder City and Latin Chambers of Commerce in Nevada.
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The average proposed rate change for the individual market on Exchange is an increase of 1.9% while in the off-exchange market, the average proposed rate change is 3.1%
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The most recent wildfire in Northern Nevada’s Lyon County near Dayton that burned more than 3,000 acres was a good reminder that wildfire season is upon us and we need to be prepared. For this reason it is important to mitigate now to reduce the possibility of fire-related property damages.
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As of July 1, 2018, all consumers who have the current minimum protection levels of $15,000 per person for bodily injury, $30,000 per accident for bodily injury, and $10,000 per accident for property damage, often referred to as 15/30/10 will need to purchase higher limits of (“25/50/20”).
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Commissioner Barbara D. Richardson approved two filings from the National Council on Compensation Insurance (“NCCI”).
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Nevada Department of Business and Industry Director C.J. Manthe announced that the Nevada Division of Insurance has been named the Department’s 2017 Agency of the Year.
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The Nevada Division of Insurance is currently accepting applications for individuals to represent consumers or consumer groups to fill a recent vacancy on the Network Adequacy Advisory Council.
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Consumers who lost their insurance coverage on December 31, 2017, because their plan is no longer being offered this year can still purchase a plan up until March 1, 2018, if they haven’t purchased a policy already.
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Policies such as short-term plans may not be compliant with the ACA and may result in paying a penalty unless you also purchase a qualified health plan.
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Even though it has been several months since Hurricanes Irma and Harvey devastated Texas and Florida, there were thousands of vehicles that were damaged in the two storms. Some of these vehicles may be making their way to Nevada.
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To help make the most informed decisions possible, the Nevada Division of Insurance encourages consumers to streamline their health insurance research process.
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The Division of Insurance has posted the approved 2018 health insurance rates for all plans in the Individual and Small group markets on and off the Exchange at healthrates.doi.nv.gov.
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This regulation allows for additional counseling services for employees and family members provided by the employee assistance programs ("EAPs"). Click here to view the proposed regulation.
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Governor Brian Sandoval announced that the Missouri-based Centene Corporation, also known as SilverSummit in Nevada, will be offering health insurance coverage to all Nevada residents
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Insurance Commissioner Barbara Richardson issued the following statement in response to a request by Anthem under Nevada Revised Statute 679B.190(5)(b) regarding Anthem’s announcement that it will be withdrawing plans from Nevada’s Exchange in 2018.
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The National Association of Insurance Commissioners (NAIC) launched a new tool called DriveCheck to help consumers determine if usage-based insurance (UBI) may fit their driving habits.
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The Division of Insurance warns Nevada consumers to avoid conducting business with Secure Home Warranty. The Division issued a Cease and Desist Order to Secure Home Warranty for conducting business without a registration in Nevada as a service contract provider.
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“The Division is disappointed and concerned that Nevadans in 14 out of the state’s 17 counties will not have access in 2018 to subsidies and cost sharing assistance provided under the Affordable Care Act. Four carriers have applied to offer plans on the Exchange in Clark, Washoe and Nye counties,” said Commissioner Richardson.
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With natural disasters on the rise1, the NAIC urges consumers to consider their insurance risks and understand what is and is not covered in their current policies.
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On March 1, 2017, Penn Treaty Network America Insurance Company was placed into liquidation receivership. Penn Treaty marketed long-term care insurance nationwide. If you believe you have a claim against Penn Treaty, you must file a Proof of Claim in the receivership by August 31, 2017. Learn more about the receivership and how to file a Proof of Claim.
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The Division of Insurance hosted a Long-Term Care Insurance Forum. The presentation and materials presented are available on the Division’s website.
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Our office in Las Vegas relocated to 3300 W. Sahara Ave., Suite 275. Please see the directions to parking garage access.
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The Division of Insurance is excited to announce the Long-Term Care Insurance Forum for Nevada consumers interested in learning more about long-term care products. This event is free and open to the public.
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The Division in Las Vegas is relocating to 3300 W. Sahara Ave., Suite 275. The 2501 E. Sahara Ave., Ste. 302, office will be closed as of 5:00pm, Tuesday, March 14, 2017. Normal business operations will resume at our new
office beginning 8:00am on Monday, March 20, 2017.
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There is good news for Nevada employers as most of them may see lower premiums as a result of decreases in workers’ compensation voluntary insurance loss-costs and assigned-risk market rates.
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Consumers who enroll and pay for a health insurance plan by January 15, 2017, will have coverage effective February 1, 2017. Consumers who enroll between January 16, 2017, and January 31, 2017, which is the end of the open enrollment period, will not have coverage until March 1, 2017.
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The Nevada Division of Insurance and the National Association of Insurance Commissioners (NAIC) announced a national service that provides consumers with search capabilities to help find a deceased person’s lost life insurance policies and annuities.
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Insurance Commissioner Barbara D. Richardson has announced her intention to create the Agent’s Advisory Council for the State of Nevada. This Council will be made up of Nevada licensed resident producers of insurance, for the purpose of advising the Commissioner on producer and consumer issues facing our state.
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On September 20, 2016, Nevada Health CO-OP (“NHC”) was declared insolvent and ordered into liquidation receivership by the Eighth Judicial District Court in Clark County (the “Court”) after it was shown that there is no reasonable probability that NHC’s hazardous financial condition will improve for NHC to resume operations or meet its obligations.
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Commissioner Barbara Richardson officially accepted the Network Adequacy Advisory Council’s recommendation for the establishment of additional standards to use in evaluating each health benefit plan network for Plan Year 2018.
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The Nevada Division of Insurance is excited to announce the launch of its new Medicare Supplement Rate Lookup Tool available on its website.
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In the aftermath of the Little Valley Fire that destroyed 23 homes and 17 outbuildings, Insurance Commissioner Barbara Richardson urges affected homeowners to be vigilant of fraudsters trying to take advantage during this devastating time. Any consumers affected are encouraged to contact the Division of Insurance if they have questions about insurance or need assistance with their insurance claims.
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Nevadans who purchase health insurance on their own or as a small business can now view prices for the approved 2017 health insurance plans online by visiting healthrates.doi.nv.gov.
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The Commissioner’s Network Adequacy Advisory Council conducted its last meeting for plan year 2018 on Monday, September 12, 2016, at 10 a.m. PST. The Council will be finalizing and approving the recommended additional or alternative standards to determine whether a network plan is adequate.
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The Commissioner’s Network Adequacy Advisory Council will conduct its next meeting on Friday, July 22, 2016, at 10 a.m. PST. This is the second meeting in a series of public meetings being held at the Nevada Division of Insurance.
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The Nevada Division of Insurance is pleased to announce the launch of its “Proposed Rates” digital campaign encouraging Nevadans to review and comment on the proposed health insurance rates for 2017.
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This Council was created under the Network Adequacy Regulation R049-14 to recommend additional standards for determining whether a network plan is adequate. Council recommendations must be provided to the Commissioner on or before September 15, 2016; this meeting will begin that process.
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The National Weather Service recently issued a Red Flag Warning lasting 2 days, which means there is an increased threat for wildfires. The good news is that you as a homeowner can begin now, before a wildfire starts, to protect your home by decreasing the possibility of your home being engulfed in flames.
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Your kid has just obtained a driver’s license, now what? Before you hand the keys to your teen to drive themselves to school, the Division of Insurance encourages parents to review the tips and tools found on the National Association of Insurance Commissioners (NAIC) Insurance 101 for ParentsTeen Drivers website
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Nevada is notorious for experiencing flash floods. Recent rain caused severe flash flooding in Nevada, especially in the Las Vegas area where several homes and businesses suffered damages.
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If you have questions about Transportation Network Companies (TNC) and Auto Insurance please click here.
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There is good news for Nevada employers as Acting Commissioner Amy L. Parks approved a filing from the National Council on Compensation Insurance (“NCCI”) for an average decrease of 5.5 percent for Nevada workers’ compensation voluntary insurance loss costs.
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Department of Business and Industry Director Bruce Breslow today announced that Barbara Richardson
has been appointed as Commissioner
of the Nevada Division of Insurance. Ms. Richardson will join the Division in March
.
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Si aún no se ha inscrito en una nueva póliza para el año 2016, y le gustaría tener cobertura médica efectiva el 1 de enero, 2016, tiene hasta el 31 de diciembre, 2015.
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Current CO-OP members who have not enrolled in a new plan for 2016, and would like to have coverage effective January 1, 2016, have until December 31, 2015 to enroll in a new plan and pay their first month of premium.
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Due to an unprecedented demand and volume of incoming consumer calls to Exchange call centers and their websites, the U.S. Department of Health and Human Services announced late Tuesday, Dec. 15, that the deadline to sign up for Jan. 1st coverage is now extended until 11:59 p.m. PST on Thursday, Dec. 17.
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Consumers need to enroll in a 2016 health insurance policy by December 15, 2015 if they wish to have coverage starting on January 1, 2016.
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La semana pasada, la Division de Seguros proveo información sobre el proceso del Periodo de Inscripciones. El mensaje de esta semana contiene consejos sobre cómo obtener más por su dinero.
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Last week, the Division of Insurance provided information about the Open Enrollment process. This week’s message contains tips on how to get more “bang for your buck.”
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El periodo de inscripciones inicia oficialmente el domingo, primero de Noviembre hasta el 31 de Enero del 2016.
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Last week, the Division provided millennials with information on why they should consider purchasing a health insurance policy. This week’s message is information on the open enrollment process.
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Consumers between
18 and 34 years old are considered millennials or young invincibles, a group that some researchers say aren’t getting health insurance. According to a 2014 United States Census report approximately 20% of consumers between the ages of 19 - 25 years old are uninsured in Nevada.
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La Division de Seguros de Nevada ha creado y tiene disponible en su página web un diccionario con los términos
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La División de Seguros de Nevada esta emocionado en anunciar el lanzamiento de su campana de Concientización de Seguros Médicos de Otoño. El mes de Octubre es un buen tiempo para comenzar a pensar sobre una póliza de seguro médico para el 2016.
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The Nevada Division of Insurance is excited to announce the launch of its Fall Health Insurance Awareness campaign. The month of October is a good time to begin thinking about a 2016 HEALTH INSURANCE POLICY! Open Enrollment is just around the corner starting November 1st and running through January 31st, 2016. That is why the Division of Insurance is officially kicking off a pre-enrollment campaign to turn consumers into insurance experts before Open Enrollment begins.
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The Nevada Division of Insurance has posted the approved 2016 health insurance rates for individual and small group markets online at healthrates.doi.nv.gov.
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On September 25, 2015, the Nevada Division of
Insurance (“Division”) filed a petition in the Eighth Judicial District Court in
Clark County to place the Nevada Health CO-OP (NHC) into a conservation/rehabilitation receivership.
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The Nevada Division of Insurance has reviewed and approved 2016 health insurance rates for the individual and small group markets.
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If
you have questions about the Nevada Health CO-OP please click here.
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The Nevada Health CO-OP (NHC), a health insurer
formed under the provisions of the Affordable Care Act (ACA) as a non-profit health
maintenance organization, announced today that it will be voluntarily winding
down its operations at the end of 2015.
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Classes will soon be in session for many college students in Nevada. While it is an exciting time for students, it may be nerve wrecking for some parents sending their kids off to college. To help parents rest easier, the Nevada Division of Insurance encourages parents to review their insurance policies to ensure their college student is adequately protected against the unexpected while at school.
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El Servicio Meteorológico Nacional emitió varias alertas de inundaciones repentinas en varias áreas de Nevada durante los últimos días, por ello la División de Seguros de Nevada sugiere que los consumidores tomen acción y entiendan los seguros de inundación para proteger su propiedad contra este peligro.
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The Nevada Division of Insurance encourages consumers to take action and understand flood insurance to protect their property from this hazard. Floods, including flash floods, are one of the top 3 weather-related hazards faced by Nevadans.
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Nevada’s Director of the Department of Business and Industry Bruce H. Breslow, appointed Amy L. Parks as “Acting” Insurance Commissioner.
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Nevada’s Commissioner of Insurance Scott J. Kipper announced his resignation as State Commissioner for the Nevada Division of Insurance, effective July 2, 2015.
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The Nevada Division of Insurance has received proposed health insurance rates for plan year 2016. These proposed rates are for plans sold both on and off Nevada’s health insurance Exchange and are for individual and small group insurance policies.
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The Nevada Division of Insurance (NVDOI) is seeking public input on the selection of Nevada’s essential health benefits plan (EHB), which will set the benchmark for health care services that will be required in all individual and small group health insurance plans starting in 2017.
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May is Older Americans Month, and this year’s theme is to “Get into the Act.” To honor this event, the Nevada Division of Insurance urges consumers to be on the lookout for some red flags to avoid being fooled by deceptive sales practices.
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